Nickles & Dimes

Weigh-In templates

The Daily Weigh-In is the foundation for tracking your spending.

Creating categories can be as detailed or simple as you like. You'll start with daily record-keeping, translate that into a weekly chart and finally, analyze your weekly spending by category.

“To Buy or Not To Buy” suggests:

“Don’t agonize about categories; just use your common sense. If you’re in doubt—does an expensive premovie dinner count as Entertainment, or is it Food?—make a reasonable decision. What’s most important is that you enter all your expenses; where you place them is secondary.” —  April Lane Benson

Determining your Necessity Score

Just be as honest with yourself as you can. This model offers you some wiggle-room in determining just how necessary a purchase is: 0 =0% Absolutely unnecessary. 1 = 100% Absolutely necessary.

You can click on each image to enlarge.